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How it works
At EZ Living Interiors we are passionate about helping our customers to create happy homes that they love but we know that this can be a pricey endeavour. This is why we have decided to offer our customers an easy and affordable solution!

Simply pick the pieces that you love, add to basket, select ‘Apply for Finance’ at the checkout and fill in all the details required. Alternatively you can bring all of the required documentation to your nearest EZ Living Interiors showroom where a member of our expert sales team would be delighted to assist you in filling out your application. Once your application has been approved, we can then arrange for your brand new items to be delivered to your home after 14 working days. You can choose to make the payments over 6 months, 9 months, 12 months, 18 months, 24 months or 36 months. For purchases under £500, repayments can be made over 6 months. Purchases from £500 up to £1499 can be financed over 9 or 12 months. Over £1499, you can avail of finance over 18 or 24 months. Purchases over £2000 can be financed over 36 months. There is a minimum spend of £500 for repayments up to 12 months. There is a minimum spend of £999 required for repayments between 12-36 months

 

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  • 6 Months
 
  • Monthly Payment£0.00
  • Loan Term12 Months
  • Deposit to pay now£0
  • Total amount of credit£0
  • Total amount payable£0
  • Typical APR0%

 

Am I eligible?

Are you between the ages of 18-85 years old?

Are you a resident of Northern Ireland for the last 3 years minimum?

Do you have a regular source of income that adheres to the following criteria: Full Time Employment, Part Time Employment (up to 16 hrs per week), Self Employed, Retired or in receipt of disability allowance?

If you can answer ‘yes’ to all of the above, we are happy to tell you that you are eligible!
The Essentials
Please ensure that you have all of the below with you when you visit us to fill in your application:
  • A 20% deposit
  • Original copy of proof of address dated within the last 3 months in one of the following forms:
    • Credit card statement showing applicants name and address.
    • Recent utility bill: Water / Gas / Electric / Fixed line telephone / Council tax.
      * Please note: Mobile phone bills or bills for cable/satellite TV will not be accepted.
    * If you have not occupied your current residence for more than 3 years, you will need to supply original proof of address for your previous residence.
  • Photographic identification. The following are the ONLY acceptable forms:
    • Valid Irish or UK Passport
    • Valid non Irish or UK passport
    • Complete Full Irish or UK Drivers Licence
    • Valid non Irish or UK Driving Licence
    * Please note: original copies are essential. Photocopies of the above will NOT be accepted.
  • A Financial Services Authority (FSA) Account which supports Direct Debit. This account must be in the name of the applicant.
  • A fixed landline telephone number. Both home and work fixed lines are relevant. Mobile phone numbers alone will not be accepted.
What happens next?
After a member of the EZ Living Interiors team has assisted you in filling out your application, your request will be processed by our finance provider, Creation, who deny or approve the request based on information provided by the Credit Bureau (CB). EZ Living Interiors has no authority over the decisions made by the finance provider. Should you happen to be declined, we would be happy to provide you with information and contact details for the ICB. Please be aware that in order to respect the applicants privacy, Creation do not inform EZ Living Interiors on the reasons for a finance decline and as such we will not be in a position to discuss this matter with you.

It is imperative that the applicant provides a 20% deposit as well as all of the documentation outlined above and that that they meet all of the outlined criteria.

Once your application has been approved, a cooling-off period of 14 days applies. Following this, a member of the EZ Living team will arrange a delivery date that is convenient for you. Please be aware that store collection is not available for purchases made through Finance.

Finally, once you have received your gorgeous new pieces, sit back, relax, and enjoy!